One group of people who ought to find choosing and paying for health insurance a bit easier are those who are
- age 65 or older, or
- disabled. (determined by the government to be disabled) or
- have End-Stage Renal Disease (ESRD).
These 3 groups of people are eligible for Medicare, a free health insurance program. Of course there are still choices to be made, and many people opt to also purchase supplemental plans.