In order to choose a plan that best meets your needs, minimizes your costs, reduces your risks and gets you the best healthcare available, it is important to understand the types of health insurance policies available and what they do. Click on the links below for details about each type:
- ACA-compliant policies through Healthcare.gov
- ACA-compliant policies bought directly from the provider (off the marketplace)
- Employer-provider insurance policies
- Short term medical insurance policies
- Catastrophic health insurance plans
- Accident insurance
- Critical Illness Insurance or Specific illness insurance
Christian Health Sharing Plans – Medical Sharing Programs
And there is something else you may have heard of, Christian Health sharing plans. Technically, they are not insurance, but they work in a very similar fashion, and at much lower costs. See this page for a comparison table and a detailed buying guide.